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This joke's category: Academic Jokes
A student called his Mom one evening from college and asked her for some money, because he was broke.

His Mother said, "Sure, sweetie. I will send you some money. You also left your economics book here when you visited two weeks ago. Do you want me to send that up too?"

"Uhh, oh yeah, O.K." responded the kid.

So his Mom wrapped the book along with the checks up in a package, kissed his Dad goodbye, and went to the post office to mail the money and the book. When she got back, his Dad asked, "Well how much did you give the boy this time?"

"Oh, I wrote two checks, one for $20, and the other for $1,000."

"That's $1020!!!" yelled his Dad, "Are you going crazy???"

"Don't worry hon," his Mom said, as she kissed him on the on top of his bald head, "I taped the $20 check to the cover of his book, but I put the $1,000 one somewhere between the pages in chapter 15!"
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Top Joke-Telling Tips

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Don't read your joke
The best jokes told are the ones not read from a script. Try to memorize and practice your joke before telling it. If you can tell it without looking at notes, it will sound much more natural. NOTE - No one really says, "he replied" or "she responded." These are purely written joke phrases. Get rid of them!
Get into character
Change your voice or accent for each of the characters in your joke and try making some impromptu sound effects to accentuate the story.
Embellish
Joke-telling is storytelling. Use details (place names, character descriptions, etc) to make your joke sound more like a real story that you are recounting to a friend. Details draw the audience in and disguise the impending, and hopefully hilarious, twist ending.
Go retro with a Land Line
If you don't have a great cell signal, or a high quality cordless phone, you may be better off going old-school with a landline.
Don't distort
Don't hold the phone too close to your mouth and don't yell. You'd be surprised how sensitive telephone microphones are.
Record it again
If your train of thought derails halfway through the joke, re-record it. Umm's and missed cues should not make it into a Comic Wonder-worthy performance.